Chart Detail

Employer-provided pension coverage, by demographic and wage group, 1979–2010

Pension coverage (%) Change
Group* 1979 1989 1995 2000 2007 2010 1979–1989 1989–2000 2000–2007 2007–2010 1979–2010
All workers 50.6% 43.7% 45.8% 48.3% 44.6% 42.8% -7.0 4.6 -3.7 -1.8 -7.8
Gender
Men 56.9% 46.9% 48.6% 50.3% 45.4% 43.6% -10.1 3.4 -4.9 -1.8 -13.3
Women 41.3 39.6 42.5 45.8 43.6 41.9 -1.7 6.2 -2.2 -1.7 0.6
Race
White 52.2% 46.1% 49.5% 53.7% 50.3% 48.2% -6.1 7.6 -3.4 -2.1 -3.9
Black 45.8 40.7 42.6 41.3 39.1 37.7 -5.1 0.7 -2.2 -1.4 -8.1
Hispanic 38.2 26.3 24.7 27.5 24.8 23.9 -11.9 1.2 -2.6 -0.9 -14.3
Education
High school 51.2% 42.9% 43.2% 43.8% 38.8% 36.3% -8.3 0.9 -5.0 -2.5 -14.9
College 61.0 55.4 58.8 63.7 58.2 56.1 -5.6 8.3 -5.4 -2.2 -4.9
Wage fifth
Bottom 18.4% 12.7% 13.7% 16.3% 14.1% 13.7% -5.7 3.6 -2.2 -0.4 -4.7
Second 36.8 29.0 32.0 35.8 31.6 31.6 -7.7 6.8 -4.3 0.0 -5.2
Middle 52.3 44.5 47.0 50.9 47.6 46.2 -7.8 6.4 -3.3 -1.4 -6.2
Fourth 68.4 60.0 63.2 64.8 59.9 57.2 -8.3 4.8 -5.0 -2.6 -11.1
Top 78.5 72.8 74.8 74.8 69.9 67.9 -5.8 2.1 -4.9 -2.0 -10.7

*  Private-sector wage and salary workers age 18–64 who worked at least 20 hours per week and 26 weeks per year

Source: Authors' analysis of Current Population Survey Annual Social and Economic Supplement microdata

Updated May 14, 2012

Documentation and methodology

Table is based on CPS-ASEC data on pension coverage, using the sample described in the note to Table 4.10. As with other CPS microdata analyses presented in the book, race/ethnicity categories are mutually exclusive (i.e., white non-Hispanic, black non-Hispanic, and Hispanic any race).

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